https://parole-de-rh.fr/en/tags/company-health-insurance/Recent content in Company Health Insurance on Parole de RHHugoen-USTue, 13 Oct 2026 08:00:00 +0200https://parole-de-rh.fr/en/blog/company-health-insurance-france/Tue, 13 Oct 2026 08:00:00 +0200https://parole-de-rh.fr/en/blog/company-health-insurance-france/<blockquote> <p><strong>In short:</strong></p> <ol> <li><strong>Company health insurance</strong> (mutuelle d&rsquo;entreprise) is mandatory in France: every private-sector employer must offer collective complementary health cover to its employees, whatever their length of service.</li> <li>The employer pays at least 50% of the premium and the policy must meet a minimum level of cover, known as the panier de soins.</li> <li>Employees must join, except in specific opt-out cases: existing cover, short contract, part-time work, complémentaire santé solidaire.</li> <li>After the contract ends, cover can be maintained for up to 12 months through portability.</li> </ol> </blockquote> <h2 id="company-health-insurance-what-the-rule-says">Company health insurance: what the rule says</h2> <p><strong>Company health insurance</strong> refers to the collective complementary health scheme set up by the employer. It tops up, in whole or in part, the reimbursements made by the French public health insurance system.</p>